Thread: Health Insurance

Originally Posted by reneep45

www.freedrugcard.us

thanks, but this card didn't work for my prescriptions and I have no insurance

Sorry but we can't all be too poor and not work to qualify for medicare

It is extremely expensive to get any sort of healthcare. Here you need to be either pregnant or making just 10,000 for a single person (so maybe if I stopped working as much, got pregnant, then maybe I'd qualify for medicare+foodstamps+even more money, but sorry I'm not going to lower myself if I am able to work). I just found it pretty offensive you would even think everyone would have healthcare. I'd be paying 200 a month for it, rent, food, gas, etc. AS A SINGLE PERSON living on their own. All I make living on my own is 1,200 a month plus all my expenses, but sorry I can't fit in 200 dollars worth of healthcare (that's with company HELPING to pay some of it) into my budget. My budget barely scrapes it to get by, let alone afford healthcare. I really feel the govt needs to help people inbetween. It's ridiculous as I was looking at some healthplans from the govt they said right on them that if you aren''t a legal citizen you could STILL QUALIFY I bet I'd make a much richer living just being a bum and living off welfare quite honestly and I wish the system was reworked. BTW I don't mean to come off as dissing anyone on welfare on hard times, just those that ABUSE it that I have a problem with.

Originally Posted by taylyn

Nope I wasn't Joking......




Did I Say it was easy??

I Know all to Well about Health Insurance, Co pays , Lack of money Etc, etc, Etc.

Medicaid in ohio has started making people pay co pays one their prescriptions for anyone over 21 to me this is a bit insane these people cant hardly aford to drive to the pharmacy to get their meds but now they are having to pay for part of it and a lot of meds are not covered anymore and more and more drugs are being added to this list leaving these people getting sicker and sicker and then they end up in the hospital and the state has to pay for that to me that makes the state end up paying more than if they just covered the meds the people needed. we have a neighbor that has been in the hospital 3 times due to this stupid goverment program. who ever is in charge of it needes to be fired and get someone in there that has some brains so these people can get the care they need!!

We are self employed and pay for our own insurance. For a family of 5 we have regence blueshield and pay $367.50 a month for medical, vision & dental.

I'm in Ohio and I've seen my employers health insurance bill. Even though we are in a 'group type' coverage for a single plan it's near $350 a month and for a family plan it's around $850!

If you were to go it alone with any employer based health care and used the same HMO we are using a single person is around $1100 a month and a family is well over $2200 A MONTH! I've looked into it.

It is decent coverage... no deductable, 10/15 doc visits, 10/20/50 RX and $50 ambulance but still there are many new meds that are not covered and they have dropped one med that I was taking because they said it was too expensive. Yes a precious $50 a month is expensive to them.

Finding a job around here with health coverage is not easy, I'm not in Columbus or Cinci but smalltown USA. I stay here because of the coverage. I'm screwed without it.

I think the reason for so many people with no insurance, is JUST like the other posters said! H-I-G-H RATES and bad coverage, for those excessively high rates! I have a $2500 Deductible and then it only covers 80% of my HOSPITAL bill. I have NO doctor's office coverage, NO Xrays, NO Emergency Room Coverage (Unless admitted) NO bloodwork or labtests, NO Prescriptions, or Outpatient coverage. I pay $201 per month and am now looking around for something else. I am covered under Golden Rule Insurance. I did have a better policy until 8 months ago, with $2500 Deductible. BUT, they upped the rates to $380 per month for just ME! My husband is on Disability too, and I am home with him. We have a limited, fixed income. Soooooo....THAT is why *I* don't have good insurance. Because, IF I could work back at the hospital again, where I was employed before, I would have great insurance!
****Oh, here's another Free PRESCRIPTION CARD Program! I HAVE used this card successfully! -- Just last week, at Walmart Pharmacy and it took 40% off my Estrogen Replacement Tablets! Hope this helps someone else!!!
http://www.freepharmacyplan.org/